I know I'm not the only person this is happening to. What? You switch medical insurance coverage for whatever reason and get a new prescription plan. Each plan has it's own formulary and despite all the comparisons you make (I had a very knowledgeable insurance agent help me), you wind up with one or more of your regular prescriptions not on that formulary. The new policy refuses to pay for your drug, stating it is not on the formulary. You can ask for an exception, but first you must try one (or more) of the drugs that plan has chosen for whatever ails you. I can understand it if the drug in question has just recently come on the market. But I've just had 2 denials - one for my rescue inhaler and the other for generic Nexium. I don't use the rescue inhaler very often so I'm okay with trying another (although my pulmonologist won't be happy). But I've been on 40 mg of Nexium for over a dozen years after Prilosec stopped working for me. Nexium has been on the market for ages and they won't even pay for the generic? One capasule a day doesn't totally take care of my reflux problem but I am now required to try another drug. This one is generic for Protonix and it comes with more health warnings than Nexium! So I started it this week and every single day I've had a headache and a hot, prickly itching sensation but no outbreak showing. These headaches were like mild migraines. I have been miserable and able to do little. After first blaming the weather, I began thinking about what might have changed. Hubby suggested I try dicontinuing the new pill and see what happens. I was hesitant, worrying I'd have severe reflux. Well, guess what? no headache today! Will call doctor's office tomorrow and see what we do next.